Should I do early repayment? 

If interest rate seems to stay as is, it’s not recommended.
It’s better to keep the fund in hand in case in the future a new great property pops up that you want to invest in.
If interest rate goes up, then you should do early repayment right before it.
Cash is the strongest weapon.
If possible, try to keep it in hand.  

Should I do early repayment? 
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